
3 Month Layby Option Terms & Conditions
1. Lay-By Period
Lay-by agreements are valid for a period of three (3) months from the date of order.
2. Deposit
A minimum deposit of 30% of the total purchase price is required to secure your item.
3. Installments
The remaining balance is to be paid in equal fortnightly installments via direct debit.
4. Variation of Installments
Solid Gold Diamonds reserves the right to adjust the frequency of installments, with written notice provided.
5. Exchanges
Items placed on lay-by cannot be exchanged.
6. Completion of Lay-By
Lay-by must be completed within three months from the date of order, otherwise goods will be returned to stock and a termination fee will apply, which may be equal to or exceed, the total amount of monies paid by way of deposit and installments.
7. Termination Fee
The termination fee will be calculated to reimburse Solid Gold Diamonds for its reasonable costs which may include (but not limited to) storage, administrative costs etc; losses sustained through purchase of components and manufacturing costs involved in the creation of a item particularly for you (not from existing stock or show): and any costs of having to discount the sale of the item to an alternative purchaser. Should your total instalments be insufficient to cover the termination fee the difference is a legally recoverable debt
Important Information
• Payments may be made in-store, by mail, or via telephone credit card
• Please note, payment reminders will not be issued
• For any enquiries, we encourage you to contact your sales consultant directly
• Kindly advise us promptly of any changes to your contact details

